Vantis Life Insurance

Learn About Life Insurance and Annuities

What is Life Insurance?

Life insurance is an agreement between you (the insured) and a life insurance company. Under the terms of a life insurance contract, the insurance company promises to pay a certain sum to someone (a beneficiary) when you die, in exchange for your premium payments.

What are Annuities?

An annuity is a contract between you and an insurance company. Simply stated, you pay money to an annuity issuer, and the issuer pays out the principal and earnings back to you or to a named beneficiary. Life insurance companies first developed annuities to provide income to individuals during their retirement years.

Explore SBLI Life Insurance Products From Vantis Life

Super EZ Term Life Insurance - Choose a level term life insurance plan locked-in for 10, 15 or 20 years. In most cases, there are no medical exams or lab tests and you can apply for up to $300,000 of coverage, with a simple application.

*Qualification is based on SBLI's underwriting review.

SuperTerm Life Insurance - Lock-in your rate with a Level Term policy guaranteed for 10, 15, 20, 25, or 30 years. SBLI's Low cost Super Term Insurance is available from age 21 in policy sizes of $100,000 to $5,000,000.

SuperTerm ROP Life Insurance - Get the life insurance that pays you back! With the Return of Premium feature you can get 100% of your premiums returned** to you, tax-free, if you outlive your policy term. Available level term policies guaranteed for 20, 25, or 30 years.

**excludes flat extras, substandard ratings and additional rider premiums

Children’s Life Insurance - Two options are available that will give your child a significant head- start on the way to adulthood: Single Premium Term Life and 20-Pay Permanent Life.

Super EZ CompleteSM – permanent life insurance available in amounts up to $100,000. There is a simple application, and in most cases, there are no medical exams or lab tests. Your coverage continues for life and builds cash value on a tax-deferred basis.

VantisValueSM / VantisValue PlusSM Coverage - Permanent life insurance available in amounts up to $5,000,000. Your premium remains level and does not increase with age. Coverage continues for life, while earning cash value and dividends (as earned) which can be used for any purpose such as retirement, education, etc.

Guaranteed Golden® - is low cost whole life insurance for people ages 50 through 80. There are no health questions or physical exams to worry about, and you cannot be cancelled because of age.

Mortgage Life Insurance - You can cover your mortgage with SBLI Mortgage Life insurance and have the premium included in your monthly mortgage payment. Your premiums will not increase with age and coverage continues until your loan is paid off.

EstateWise® Single Premium Whole Life (SPWL) - For a one-time, single premium payment you can provide the maximum amount of tax-free estate transfer to pass to the next generation.